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2-Year Memory Express Certificate on the Real Estate Select Sector SPDR Fund ETF, Health Care Select Sector SPDR Fund ETF & iShares Russell 2000 ETF with 9.10% p.a. Coupon in USD

Picture Alamy
Maturity in years 2 Years
Strike 100%
Barrier european 75%
Autocall Observation semi-annual
Autocall Level 100%
Issuer Min. A-Rating

Product data

Product 2-Year Memory Express Certificate on the Real Estate Select Sector SPDR Fund ETF, Health Care Select Sector SPDR Fund ETF & iShares Russell 2000 ETF with 9.10% p.a. Coupon in USD
Maturity in years 2 Years
Strike 100%
Barrier european 75%
Autocall Observation semi-annual
Autocall Level 100%
Issuer Min. A-Rating
Denomination 1000,-
Coupon Barrier 75%
Coupon Observation semi-annual
Memory Coupon yes
Reoffer 98.50%

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Bora Sentürk

Senior Client Advisor Market Switzerland

Bora Sentürk

Senior Client Advisor Market Switzerland

Bora Sentürk has been working as a Financial Engineer since 2016. Before joining Picard Angst, he gained his first experience in derivatives trading at major banks from Germany, France and Switzerland. He holds a Master of Science in Finance from Maastricht University and a Master of Science in Financial Economics from the Nova School of Business and Economics.

Vinoth Kandiah

Client Advisor Market Switzerland

Vinoth Kandiah

Client Advisor Market Switzerland

Vinoth Kandiah has been working as a Client Advisor Market Switzerland at Picard Angst AG since November 2025. He advises professional and institutional clients in Switzerland, with a focus on structured products, AMCs, commodities funds and strategies, as well as alternative investments. He began his career at Bank of America in equity and fixed income sales support. Further roles included UBS Investment Bank, where he worked as a Derivatives Sales Trader, as well as other established financial institutions. In total, he has around ten years of experience across sales, trading, and advisory. He holds a Bachelor’s degree in Banking & Finance from Kalaidos University of Applied Sciences Switzerland.